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Auto Insurance

Affordable, personalized protection for your everyday drive.

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Home Insurance

Coverage that keeps your home and valuables fully protected.

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Life Insurance

Plan for your family's future with confidence.

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Business Insurance

Tailored solutions for Michigan small businesses.

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Specialty Insurance

Coverage for boats, motorcycles, recreational vehicles, travel trailers, pets, ATVs, side-by-sides, and more.

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About Rich Merso Insurance Agency
About the Agency

Your Local Farmers® Insurance Agent in Midland, MI

At the Rich Merso Insurance Agency, we believe in doing insurance the right way - with honesty, clarity, and a personal touch. As a long-time Midland resident, Rich understands the unique risks Michigan families and businesses face.

Whether you're buying a first policy or reviewing coverage options, our goal is simple: Give you peace of mind with reliable protection and straightforward guidance.

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Why Clients Choose Us

Local Expertise, National Strength

We combine small-town service with the backing of a trusted national brand.

Personalized, Local Service

We take the time to understand your needs and help you choose the right protection.

Clear, Trusted Guidance

Insurance can be confusing - we simplify it for you.

Fast, Responsive Support

Whether you're getting a quote or filing a claim, we're here when you need us.

Comprehensive Coverage Options

From home and auto to business and life, we've got you covered.

Insurance Services

Coverage Designed for Real Life

Explore our most popular insurance solutions:

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Auto Insurance

Protect yourself and your vehicle with flexible, reliable coverage

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Home Insurance

From weather to unexpected accidents, keep your home safe and secure.

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Life Insurance

Help safeguard your family's financial future.

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Business Insurance

Coverage designed to support and protect Michigan small businesses.

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Testimonials

What Michigan Clients Are Saying

Proudly Serving Midland & Surrounding Communities, and the Entire State of Michigan

From our local office in Midland, MI, we serve communities across the region:

  • Auburn
  • Freeland
  • Sanford
  • Hemlock
  • Coleman
  • Saginaw
  • Bay City
  • Beaverton
  • Gladwin

and all Michigan communities statewide.

Local knowledge matters - and we're right here when you need us.

Ready to Protect What Matters Most?

Get expert guidance and coverage you can count on.

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